“Top 5 Cars Under 20 Lakhs in India – December 2023 Edition”

As the year draws to a close, the Indian automobile market is bustling with several options for car buyers, especially in the under 20 lakhs segment. This range is crucial in the Indian market as it bridges the gap between budget-friendly and premium offerings, catering to a wide range of customers. Here, we delve into the top 5 cars you can buy under 20 lakhs in India during December 2023

Car Shifter” by Piotr Lohunko/ CC0 1.0

1. Maruti Suzuki Ciaz

Maruti Suzuki’s Ciaz has been a favorite in the mid-size sedan segment for its spacious interiors, fuel efficiency, and reliable performance. The Ciaz, updated in 2023, sports a sleek design, enhanced safety features, and a user-friendly infotainment system. Known for its economical maintenance and strong service network, the Ciaz makes for an excellent choice for family buyers.

2. Hyundai Creta

The Hyundai Creta remains a top contender in the compact SUV segment. Its striking design, coupled with a host of features like sunroof, wireless charging, and advanced connectivity options, makes it a popular choice. The Creta offers a variety of engine options, including a fuel-efficient diesel engine, appealing to a broad spectrum of buyers.

3. Kia Seltos

Kia’s entry into the Indian market has been marked by the success of the Seltos. This SUV stands out with its bold styling, high-tech features, and superior build quality. The Seltos comes with multiple engine options, including a punchy turbo-petrol variant, and offers features like a 10.25-inch touchscreen, six airbags, and UVO connected car technology.

4. Tata Harrier

The Tata Harrier, with its Land Rover derived platform, offers a blend of robust build and premium features. Its oomph factor lies in its eye-catching design and spacious cabin. The Harrier is powered by a reliable diesel engine and offers features like a panoramic sunroof, JBL sound system, and a plethora of safety equipment.

5. Mahindra XUV700

The Mahindra XUV700 is a game-changer in its segment, offering a perfect mix of performance, technology, and luxury. It’s equipped with advanced features like ADAS (Advanced Driver Assistance Systems), a large touchscreen infotainment system, and luxurious interiors. The XUV700 is available in both petrol and diesel variants, catering to different driving preferences.


The Indian car market under 20 lakhs is diverse, offering something for everyone – be it a compact SUV like the Creta and Seltos, a family sedan like the Ciaz, or more rugged offerings like the Harrier and XUV700. These cars stand out for their value for money, feature-rich offerings, and strong brand reliability. As of December 2023, they represent some of the best options in this price bracket, catering to a wide array of preferences and needs.

Tips for Buyers

  • Test Drive: Always take a test drive to understand the car’s feel and performance.
  • Service Network: Consider the manufacturer’s service network and after-sales support.
  • Resale Value: Research the car’s resale value to ensure a good investment.
  • Insurance and Financing: Look for the best insurance and financing options available.

This segment is highly competitive, and the choices are numerous. However, the Maruti Suzuki Ciaz, Hyundai Creta, Kia Seltos, Tata Harrier, and Mahindra XUV700 stand out as the top picks for buyers in December 2023. Whether it’s for urban commuting, family trips, or simply a love for driving, these cars offer a great combination of features, performance, and value for money in the under 20 lakhs segment.